Run the scenario.
Understand what drives your IFRS 17 results.
Ask about a reprice, a treaty or an acquisition in plain language. The engine values it on your portfolio in seconds, and every figure traces back to its inputs.
Life portfolio
CSM
Loss component
Margin release
Insurance service result
CSM and loss component by product and channel
What you can do
Ask the questions behind every pricing, reinsurance and deal decision.
“What if mortality runs 8% above pricing?”
AssumptionsCSM and loss component by product and channel, against the approved baseline.
“Should we reprice or reinsure?”
ActionsCSM, loss component, and loss recovery for each action, side by side on the same book.
“Why is Marine onerous?”
ReviewThe contracts and loss ratios behind the loss component, traced to the disclosure.
“Check this cash flow file first.”
PreflightMissing or inconsistent inputs listed before calculation, so you fix them at the source.
“What does this book look like under IFRS 17?”
TransactionsA day-one view of a target portfolio, scenario by scenario, before you price the deal.
“Re-run last quarter on the new model version.”
ReproduceA like-for-like comparison, with each difference traced to inputs, assumptions, or model version.
On the roadmap
How it works
Each answer is calculated by the engine and explained by the agent.
Ask in plain language
Type the question the way you would ask a colleague. The agent reads the portfolio and works out the scenario, scope, and baseline it needs.
Approve the plan
You see the scenario, the contracts in scope, and the baseline it compares against. The run starts when you approve it.
Run the engine
The deterministic engine values every contract under the full GMM. Every figure you see comes from this run.
See the drivers
The agent explains the result line by line, using only figures the engine produced. Ask a follow-up to dig further.
How to verify
Every balance reconciles from opening to closing.
The engine calculates balances from your portfolio’s cash flows and assumptions. For each balance, you can review the underlying calculation by inspecting the changes from opening to closing.
- Opening0.0
- New business+591.2
- Interest accretion+23.9
- Changes in future service−297.3
- Release for service−20.4
- Closing297.5
Built by
We built IFRS 17 models for one of the world's largest reinsurers.
Yingying FuCo-Founder
Dejan SimicCo-Founder
Together we have nearly 20 years of experience in finance and insurance. At Swiss Re and SCOR, we worked on actuarial models, IFRS 17, solvency valuations, and the finance data foundations.
Now we apply AI to exactly this work. We build an IFRS 17 engine and the agent that helps actuaries and finance teams test assumptions and investigate changes in their results.
How it works with your stack
Keep your system of record.
Adaptive runs next to the IFRS 17 platform you already have. Bring projected cash flows from your actuarial models.
Your actuarial models
Projected cash flows
Adaptive
Agent and IFRS 17 engine
Management decisions
Pricing, reinsurance, and plan changes
What you bring
- Projected cash flows from your actuarial models
- The assumptions and mappings your IFRS 17 platform already uses
- Your accounting policy choices, such as level of aggregation and coverage units
What the engine covers
- General measurement model for contracts issued and reinsurance held
- CSM, risk adjustment, loss component, and loss recovery
- Roll-forwards and the statement of comprehensive income
Not covered yet
The premium allocation approach and the variable fee approach.
Tell us which approach you need nextFAQ
Questions from actuarial and finance teams
Test it on one portfolio before you commit.
Test it on your portfolio- 1
Share one portfolio
A de-identified extract of projected cash flows is enough to start.
- 2
Pick your questions
The stresses and drivers your team needs answered before the next deadline.
- 3
Review the answers together
We run them through the engine with you and walk through each figure and its trace.